Terms of service

Last updated: September 2026

These terms govern your use of Clarity, a service operated by Smart App ("we", "us", "our"), an Australian business. By creating an account or using Clarity, you agree to these terms.

1. The service

Clarity helps you track spending by scanning receipts, setting budgets, and receiving AI-generated coaching tips. Clarity is a budgeting tool, not a licensed financial advisory service, and nothing in the app constitutes professional financial, tax, or legal advice.

2. Eligibility

You must be at least 18 years old to create an account and use Clarity.

3. Your account

You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Notify us immediately if you suspect unauthorized use of your account.

4. Subscriptions and billing

• Clarity offers a free plan with limited features, and a paid Pro subscription billed monthly or yearly.
• Subscriptions automatically renew at the end of each billing period unless cancelled beforehand.
• Payments are processed securely by Stripe. We do not store your full payment card details.
• You can cancel your subscription at any time; cancellation takes effect at the end of the current billing period, and you will retain Pro access until then.
• Refunds are provided at our discretion, and requests can be sent to the contact email below.
• Prices are listed in Australian dollars (AUD) and charged in AUD regardless of your location or displayed currency preference in the app.

5. Acceptable use

You agree not to misuse Clarity, including attempting to disrupt the service, access other users' data, or use the service for any unlawful purpose.

6. AI-generated content

Clarity uses AI to extract data from receipts and generate coaching tips. This data may occasionally be inaccurate or incomplete. You are responsible for verifying important financial information rather than relying solely on AI-extracted data.

7. Disclaimer of warranties

Clarity is provided "as is" without warranties of any kind, express or implied. We do not guarantee the service will be uninterrupted, error-free, or that it will meet all your requirements.

8. Limitation of liability

To the maximum extent permitted by law, Smart App will not be liable for any indirect, incidental, or consequential damages arising from your use of Clarity, including financial decisions made based on information in the app.

9. Termination

We may suspend or terminate your account if you violate these terms. You may stop using Clarity and delete your account at any time.

10. Changes to these terms

We may update these terms from time to time. Continued use of Clarity after changes take effect constitutes acceptance of the updated terms.

11. Governing law

These terms are governed by the laws of Victoria, Australia.

12. Contact us

Questions about these terms can be sent to adishdevanshu@gmail.com.